When buying a fund, you give money to the fund manager and let him invest on our behalf. The original intention was to make some money, but many people not only did not make any money after buying it, but actually lost money, and they did not know enough about the fund.

I only know that the profit is green, but I don’t know what the loss is.

If you lose money when buying a fund, will you lose the money you invested? If you lose money when buying a fund, the loss may be the money you invested, or it may not be the money you invested. It depends on the total assets held. For example, if you buy a fund and invest 1,000 yuan,

, you had a loss yesterday, and your current book is 990 yuan, then you have lost the money you invested. If the book is now 1,060 yuan, then the loss yesterday is not the money you invested, but the money you earned a few days ago.

money.

What should I do if the fund loses money? First, check whether there are any problems with the fund itself, such as how good the fund manager’s management capabilities are, whether the fund manager has changed, whether the fund has had any mistakes, whether the fund’s performance has been poor for a long time in the past, and if there is any problem

Funds can be replaced or sold in a timely manner, and then executed according to the original plan.

If there is no problem with the fund itself and there is no problem with the manager's ability, but it is caused by the general environment, don't panic and you can continue to hold it.

The worst loss for a fund is when all the principal invested is lost. There will be no situation where the fund will continue to lose money after losing the principal. Generally, the probability of the fund losing all the principal is relatively small. First of all, the fund invests in a basket of stocks. The rise and fall of the fund is determined by

This basket of stocks determines, and the probability of this basket of stocks losing money is extremely small.

Final reminder: The net value of a fund will generally not fall to 0 yuan, so don’t be too sad. If the fund you hold meets the liquidation conditions, it may be liquidated. After liquidation, you will still have some money, so you won’t be left with nothing.