At present, the hot topic is national pension planning. According to the arrangement of the Ministry of Human Resources and Social Security, China has fully realized the provincial-level overall planning of endowment insurance by the end of 22. However, it does not mean that this system has been unified throughout the country. For example, the unified payment standard for units in the country is 16%, while that for Zhejiang and Guangdong is only 14%. Therefore, it is still necessary to unify the payment rate and pension calculation formula.
in the future, I will transfer my job. What about social security when I move from one place to another? How to do the pension and where can I get the pension? For example, in big cities, Beijing, Shanghai, Guangzhou, Shenzhen and other places have high pensions, because we have to admit that our pensions in the previous areas may be in a province or a city, so we have to cross the border, no matter how you cross the region, you always have to go through some procedures.
People often ask, when will our pension be co-ordinated nationwide? As long as the payment is made with an ID card, it will be directly and continuously paid. Recently, the central government has formulated the 14 th Five-Year Plan and the 235 Changjing Plan. It is to improve the multi-level social security system that covers the whole people and urban and rural citizens as a whole.
In order to realize the national overall planning of basic old-age insurance, the country will accelerate the national overall planning in the future. There is no need to worry about this, that is, to realize the unified income and expenditure of pension funds nationwide, improve the scale effect of pension, take risks and ensure the sustained, stable and healthy development of pension insurance.
What day, but any problem you see is that the whole province should be coordinated before the whole country is coordinated, right? Last year, the province's overall planning was realized. As early as 1987, the state system reform proposed that qualified places should realize the province's overall planning. It seems that this process has gone through 3 years, right? At that time, those who were born were over 3 years old, so the reason why it is so difficult to promote provincial-level overall planning is that China's regional economic development is unbalanced, the pension reserve structure in various places is unbalanced, and the age structure of the population is also unbalanced, such as Guangdong Province, Shenzhen City and Guangzhou Province. In 217, the savings reached 6 billion and 1 billion, which cannot be compared with Heilongjiang Province, because Heilongjiang Province has to allocate tens of billions for many years, and there are also cities in the mainland of Guangdong Province that cannot make ends meet. In June, 217, Guangdong Province released the plan of provincial-level overall planning, proposing that it will be implemented uniformly in the whole province in 217, with 14% contributions lower than the unified proportion of the whole province for three years, and gradually transition to provincial overall planning, and Guangdong Province will first realize the unified allocation of the whole province.
all provinces gradually realize the unified pension system, unified fees, unified treatment, unified fund use, unified budget and unified basic old-age insurance business. After realizing the overall planning of the whole province in 22, it will lay the foundation for the overall planning of the whole country. After the national overall planning, the central government will be responsible for it, and the income, expenditure and management of social security funds will give full play to the scale effect of national unified collection and expenditure. It can also ensure the sustainability of the fund's ability to pay, and it is expected to achieve seamless docking from provincial to national planning.