There is no need to pay rural cooperative medical insurance after the unit has paid medical insurance. Medical insurance means that through national legislation, according to the principle of compulsory social insurance, the basic medical insurance premium should be paid in full and on time by the employer and individual employees. If it is not paid in full and on time, regardless of individual account, the basic medical insurance fund will not pay its medical expenses. Medical insurance is an insurance to compensate the medical expenses caused by diseases. Social insurance in which employees are provided with necessary medical services or material assistance by society or enterprises due to illness, injury or childbirth. Such as free medical care and labor insurance medical care in China. The medical expenses of employees in China are shared by the state, units and individuals, so as to reduce the burden on enterprises and avoid waste. The insurance liability accident requires treatment, and the insurance premium is paid in proportion. "New Rural Cooperative Medical System", the full name of the new rural cooperative medical system, refers to the system of mutual medical assistance and economic aid for farmers, which is organized, guided and supported by the government, with farmers participating voluntarily, and financed by individuals, collectives and the government. The new rural cooperative medical system is a medical security system created by Chinese farmers themselves, which plays an important role in ensuring farmers' access to basic health services and alleviating farmers' poverty caused by illness and returning to poverty due to illness. The reimbursement scope of the new rural cooperative medical system includes three parts: outpatient compensation, hospitalization compensation and serious illness compensation. The reimbursement scope of the new rural cooperative medical system is: the medical expenses, examination expenses, laboratory expenses, operation expenses, treatment expenses and nursing expenses incurred by the participants in the designated hospitals due to illness during the overall planning period, which are in line with the reimbursement scope of medical insurance for urban workers (that is, effective medical expenses). The new rural cooperative medical fund payment set up Qifubiaozhun and maximum payment limit. The hospitalization expenses below the annual threshold of the hospital shall be paid by the individual. If the Qifubiaozhun is reached within the same overall planning period, the hospitalization expenses incurred by two or more hospitalizations can be reimbursed cumulatively. The hospitalization expenses that exceed the minimum threshold are calculated by stages and reimbursed cumulatively, and there is a maximum amount for each person to reimburse cumulatively every year < P > Further reading: How to buy insurance, which is better, and teach you how to avoid these "pits" of insurance.