It is suggested to buy general index funds in the form of fixed investment or ETF connection. ETF funds need to be purchased on the market, just like stock trading, and they cannot apply for fixed investment, while OTC ETF connection is a general open-end fund and can apply for fixed investment.

It is suggested that the main reason for the fixed investment of the fund is that the risk of buying a fund by a single individual is high and the cost is fixed, and the logic behind buying a fund by a single individual is to judge that the stock market will rise in the short to medium term, otherwise it will not buy a fund with a sum of money. Judging the market itself is easy to make mistakes, and no one can predict the short-term trend of the stock market. Therefore, it is suggested that ordinary people invest in equity funds with funds, and the long-term profit is certain.