Most funds invest in the stock market, and when the stock market is not good, funds will also fall, resulting in losses of funds held by investors. Then, what measures should investors take to withdraw funds in the case of losses? So today, Bian Xiao is here to sort it out for everyone. Let's take a look!

How can the fund be repaid if it loses money?

Investors can take the following measures to return their capital:

1, covering positions

Investors can consider covering their positions in the process of fund losses, which can reduce the cost of holding positions and spread risks. There are several ways to make up positions:

First, the equal purchase method

Investors can choose to buy the same amount every time in the process of fund decline, such as 1000 yuan every time.

B. Equal-difference purchase method

In the process of fund decline, investors buy different amounts each time. For example, investors buy in three times, and the amount of each purchase is 1000 yuan, 2,000 yuan and 3,000 yuan respectively.

C, equal proportion buying method

In the process of fund decline, investors buy the same amount every time. For example, investors buy at 1000 yuan, 2,000 yuan and 4,000 yuan respectively.

Step 2: Transform

Investors can convert the fund into a relatively strong fund when the fund loses money, and make up for the loss by increasing the fund after the conversion.

Step 3 don't

Investors can take advantage of the trend of the fund, buy at a low level, sell at a high level, do T operation, earn a certain price difference, and share the cost of holding positions equally. It should be noted that the difference income generated by doing T is greater than the handling fee, otherwise it will not be worth the loss.

4. Hold your ground.

For passive investors, you can choose to hold positions and wait for the fund's net value to rebound. It should be noted that after the decline, they need to rise even more to return to their original position. Then, when the fund purchased by investors drops 10%, it will rebound to its original position = 1/( 1- 10).

Compared with other active investment strategies, this investment strategy of holding positions may take longer.

Does the foundation generally rise at the end of the year?

Generally speaking, it depends on the situation that the fund will not rise at the end of the year, because the rise and fall of the fund is determined by the direction of the fund investment target, which has nothing to do with the time. Fund investment target refers to the investment direction of funds. According to different investment directions, funds can be divided into different types.

General funds can be divided into money funds, bond funds, mixed funds, index funds and stock funds, among which money funds invest in the money market, bond funds invest in the bond market and stock funds invest in the stock market.

It should be noted that the biggest risk is equity funds, and the rise and fall of equity funds are related to stocks, that is, investors should learn to look at the heavy stocks of equity funds. If the heavy stocks of stock funds are rising, then the fund will also rise. If the heavy stocks of stock funds are falling, then the fund will also fall.

What was the increase at the end of the year?

The end of the year is only a time point, and the rise and fall of the fund is related to the investment direction, and has nothing to do with the time point. Therefore, what foundation will rise at the end of the year depends on the situation, mainly depending on whether the investment direction of the fund will rise.

There are many funds, each of which is risky and the future is uncertain. So when analyzing the fund, don't analyze the time point, because the fund can't determine which time point will rise or fall, but analyze the investment direction of the fund.