2, yuan for medical insurance every year is cumulative.

different regions have different regulations on outpatient reimbursement. Generally speaking, there is a limit on outpatient reimbursement for medical insurance, that is, the medical insurance fund can only reimburse a certain amount of expenses. In some areas, there is a cumulative amount of outpatient reimbursement expenses, and once it reaches a certain amount, the medical insurance fund can reimburse it. For example, in some areas, the cumulative amount of outpatient reimbursement is 2 yuan, that is, after the personal outpatient expenses accumulate to 2 yuan, medical insurance can be reimbursed.

The medical insurance reimbursement methods are as follows:

1. Before seeking medical treatment: Before seeking medical treatment, you need to confirm your own medical insurance type and scope, and select medical institutions and doctors that meet the medical insurance policy to ensure that medical expenses can be reimbursed;

2. During medical treatment: during medical treatment, it is necessary to fill in personal basic information and medical treatment accurately, and provide doctors and medical institutions with their own medical insurance cards and related certification materials;

3. Application for reimbursement: After medical treatment, you need to submit an application for reimbursement of medical expenses to the local social insurance management center or medical insurance office, and provide relevant medical expenses bills and supporting materials, such as outpatient invoices, prescription notes, medical records, etc.

4. Reimbursement review: The medical insurance institution reviews the application for reimbursement of medical expenses and checks the information such as expenses and illness to determine the reimbursement ratio and amount;

5. reimbursement payment: after the approval, the medical insurance institution will pay the reimbursement amount to the applicant's bank account or medical insurance card.

to sum up, reimbursement methods may be different in different regions and types of medical insurance, and the specific reimbursement process needs to be operated according to local policies and regulations. In addition, when reimbursing, you need to carefully check your medical insurance information and medical expenses to avoid filling in wrong or false information, so as not to affect the efficiency and accuracy of reimbursement.

Legal basis:

Article 23 of the Social Insurance Law of the People's Republic of China

Employees shall participate in the basic medical insurance for employees, and both the employer and the employees shall pay the basic medical insurance premium according to the national regulations. Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees in the employer and other flexible employees can participate in the basic medical insurance for employees, and individuals pay the basic medical insurance premium in accordance with state regulations.