No matter which way you choose, you must open the securities business function of this savings card in your hand at any branch counter of CCB. At the beginning of this year, CCB upgraded the securities system in an all-round way. Instead of using two cards as before, it can only use the savings card and directly open the securities trading function in the card. The opening of securities business must be handled with the ID card, and the acceptance time is generally: 9: 30- 15: 30 from Monday to Friday. Sometimes the securities system can't register the customer information normally after time, and fill in the relevant application form. At the same time, if you have a favorite fund, you can directly apply for opening the securities market code of the fund (such as Harvest Company 007 and Jianxin Fund 053). However, if you want to make a fixed investment in the fund, you generally need to make a fixed investment setting +2 working days after the market code is opened.
The above is the process of counter purchase. Let me talk about electronic channels.
It is still a prerequisite for the savings card to open the securities business function. If it is too much trouble to buy at the counter in the future, you can open the electronic banking function of the card, in which CCB's online banking and mobile banking are very easy to use. Let's start with online banking. Opening online banking requires payment of online banking security products to ensure the security of online transactions. 1 and USB flash drive /64 yuan can be selected. 2. One dynamic password card for 5 yuan, and one for 2 yuan when the first card is presented for the second purchase. Login to CCB website to activate within 7 working days after opening. When choosing to buy funds online, it can also be divided into two ways: CCB website purchase or fund company official website purchase. At present, when purchasing the website of CCB, the subscription fee of a single fund can be discounted, but in comparison, the discount given by the website of the fund company will be more attractive. However, the purchase behavior on the fund company's website generally adopts online banking transfer transaction, and your transaction details can only be recorded and provided by the fund company. Check the details in the savings card under your name on the CCB website, but you can't see what kind of fund you bought, only one account is transferred out. If you bought it on the website of CCB, you can clearly find the fund page and clearly see the fund you hold and the current market value (the website automatically calculates).
Finally, let's talk about mobile banking, which is an electronic product promoted by CCB. Its characteristic is that as long as you have a mobile phone and have access to the Internet, you can realize transactions, including fund transactions, payments, transfers and remittances inside and outside the bank, etc. The disadvantage is that there is a charge. You can use it for free in the first three months, but from the fourth month, you will be prompted to charge as long as you log in, and you will be in 6 yuan every month. If the transaction volume is small, it is better not to use it. Personally, I think this function is especially suitable for people who often send money to other places.