In fact, for friends who are in debt, I want to give you some advice:

1. Dispose of all assets with no room for appreciation.

Too much debt will affect the overall wealth appreciation. The assets bought are actually liabilities, and the monthly income slipped away without overheating in the account. So when you have too much debt, you should first try to reduce it.

2. Open source: ensure the main business while developing sideline business.

While doing your job well, you can improve your ability and perform better in your work, so that you can be promoted and raised. In addition, you can develop a sideline and give full play to your talents outside of work, for example, to see if there is any possibility of making money in your personal interests.

The essence of open source is to increase your income, reduce the asset-liability ratio and improve the quality of life.

3. Make financial management a habit

Investment and financial management have nothing to do with your economic situation, so you must leave some money for your own investment, fixed investment by the fund, or fixed-income products.

Let's take a look at the fixed-income products invested by 500 yuan with an annualized rate of return of 6% every month. /kloc-How much money will there be in 0/0 years?

/kloc-there will be 8w+ in 0/0 years. If time is prolonged or some high-risk fund products are selected, the income and wealth growth will become higher and faster.