In fact, for many people who invest in financial management, they prefer funds. The capital threshold is low, the operation is simple, the risk is relatively small and the income is relatively stable. So what determines the rise and fall of the fund? What factors brought by the following small series will affect the rise of the fund, I hope you like it.
What factors will affect the rise of funds?
Market conditions: Good market conditions usually push up funds, such as stock market rising and interest rate falling.
Economic growth: Stable economic growth and good economic fundamentals usually play a positive role in the rise of funds.
Industry and individual stock performance: if the industry or individual stock invested by the fund performs well, it can drive the fund to rise.
Fund manager's ability: excellent fund managers can promote the rise of funds through accurate stock selection and timing.
Macro policy impact: Changes in macro policies, such as monetary policy and tax policy, may have a positive impact on the fund's rise.
Must the reason for the fund's decline be its own fault?
The reason for the decline of the fund is not necessarily the investors' own mistakes. External factors such as the fluctuation of investment market and the uncertainty of macro-economy may lead to the decline of fund value. Investors can reduce risks through prudent diversification, reasonable risk management and long-term investment philosophy. In addition, fund investment also needs to make wise choices according to its own risk tolerance and investment objectives, and make timely adjustments and transactions according to market conditions. To sum up, not every fund decline is necessarily the fault of investors.
What determines the rise and fall of the fund?
In fact, there are many factors that affect the rise and fall of funds. Different types of funds may have different factors, but usually we think that the rise and fall of funds are determined by the stock market and investment targets, and the stock market will be affected by macroeconomic, policy, international environment, investor psychology and other factors. And no matter what kind of fund, when the financial market fluctuates greatly, it will affect the rise and fall of the fund. The fund conducts securities investment activities in the form of portfolio, which is essentially a combination of a series of stocks. For example, most of the constituent stocks invested by equity funds are stocks, and their ups and downs are determined according to the ups and downs of stocks, so the trend of funds is also closely related to the trend of stocks. The rise and fall of the fund is essentially determined by the investment target, but it also has a great relationship with the fund manager. The management level of fund managers is directly related to the rise and fall of funds. Experienced fund managers can allocate and invest assets reasonably, and the expected return of the fund is relatively better.
How to calculate the fund's rise and fall?
We can calculate the rise and fall of the fund by a fixed formula: (current net value-yesterday net value)/yesterday net value _ 100%. The fund's holdings include: increasing day by day, increasing year by year, increasing for three years or increasing since its establishment. Due to different reference standards, the calculated increase is also different.
What are the skills of retail investors to cover positions?
1. Make up positions according to technical indicators. Retail investors can make up their positions according to some specific technical indicators. For example, when the stock price is supported by the 60-day moving average and rebounds upwards, retail investors can consider buying the stock in moderation, or make up positions when there are some K-line charts of buying signals in individual stocks, such as Qixing.
2. Make up positions according to market conditions. When the market has bottomed out after a long-term decline, when the disk has stabilized and there are signs of rising, retail investors can consider appropriate replenishment, or when individual stocks have significant positive news, retail investors can take the opportunity to buy some. Reminder: The stock market is risky, so be cautious when entering the market!