What are the types of microfinance: \ x0d \ x0d \ From self-employed and small workshops to families and individuals, they all serve the microfinance business. If microfinance is defined as a loan without mortgage, then domestic microfinance can be classified as follows: \ x0d \ x0d \ 1. According to institution: \x0d\ 1. Government-run microfinance: such as government discount loans for poverty alleviation and microfinance guarantee funds for urban employment and re-employment. 2. Small loans for non-governmental organizations: about 300 of them mainly rely on international assistance and social donations. \x0d\ 3。 Microfinance business independently operated by financial institutions: such as credit cooperatives, city commercial banks, newly-built microfinance companies, individual trust and investment companies, etc. \ x0d \ x0d \ II。 According to the service object and purpose, it is divided into \x0d\ 1. Small loans for public welfare: small loans for poverty alleviation and employment, mainly from the government and non-governmental organizations. \x0d\2。 For-profit microfinance: for profit, it is mainly operated by financial institutions. \ x0d \ x0d \ III。 According to sustainability: \x0d\ 1. Sustainable microfinance: based on financial self-financing. \x0d\2。 Phased microfinance projects: not pursuing self-financing but mainly relying on subsidies and donations. The above categories can be combined into different types of microfinance institutions, such as sustainable public welfare microfinance institutions, commercial sustainable microfinance institutions and so on.