1, Jingdong Finance
Just after the Double Eleven, did you chop your hands in JD.COM? Amputated friends can earn back from Jingdong Finance. Jingdong is rich in financial products, involving wealth management, stocks and funds. Star products include JD.COM Treasury and JD.COM White Strip. However, this article mainly introduces financial products. Let's take a look at the types and expected benefits of Jingdong financial products.
A * * * three types of current wealth management: Jingdong small treasury, and the expected annualized rate of return for seven days is similar to Yu' ebao; The other two products 1000 yuan, of which
Ping An has a current surplus, the interest rate is Ping An Pension Fu Ying No.5, and the term of regular wealth management investment is between 14 days and 5 years, including wealth management insurance, brokerage wealth management and old-age security. There are many products and the starting threshold is high. In my opinion, China Life's 30-45-day products won every month, as well as Pension Credit and Feiyixin, are also good, starting at 1 000 yuan, and the expected income is between. If you want to enjoy the expected income of more than 5%, you need to invest 50,000 yuan in long-term wealth management products (more than 80 days).
Features: rich products, moderate expected income, middle. Brother Dong has a strong background and high security.
2. Gome Finance
An e-commerce platform that does not want to develop wealth management business is not a qualified e-commerce platform. In order to be a qualified e-commerce platform, Gome official website has specially set aside a financial position. There are four categories under the column of "investment and wealth management" of Gome Finance: fixed term, investment in gold, bills, insurance and transfer of wealth management.
The investment period of Gome's financial products is very flexible, ranging from short bid within 30 days to long bid of 180 days. In addition, some bids are transferable and flexible. Judging from the expected return, it is on the high side. 35 days of beautiful income, expected annualized expected income investment 180 days, you can get expected income.
Features: the expected return is high, and the expected return of the new bid is as high as 10%. There are many activities, and interest rates are raised from time to time. However, there is an iron law to keep in mind: the higher the expected return, the greater the risk. Ps: Enjoy a better pro-test with the "Gome Finance" app ~
3. Suning Finance
Like Jingdong Finance, Suning Finance provides several types of wealth management products such as current, fixed, fund and insurance wealth management. Because many products are not online, only Suning coin purse, bill financing and insurance financing products can be seen. Suning Zero Money is connected with money funds such as Guangfa, Huitianfu and Penghua. In the past 7 days, the annualized expected income is insurance financing, mainly financial insurance underwritten by Hongkang Life Insurance, with at least 1 year. Because the expected return is essentially annuity insurance, it has been held for at least 1 year, otherwise it will be a big loss, so be cautious!
In terms of bill financing, the online investment period is 104 days, and the expected expected return is characterized by realization.
Features: poor experience! Can you find information easily by prompting "Please look forward to going online" and "Waiting for subscription"? In addition, there are few products and the expected income is also average. Comparing the above two platforms, I want to give Suning a suggestion, or to be an honest e-commerce.
Finally, I want to make it clear that investment is risky and financial management needs to be cautious. The above contents are for reference only!