Yes According to "People's Republic of China (PRC) Social Insurance Law", BYD 10 yuan Medical Fund guarantees that the outpatient and emergency medical expenses exceed 2,000 yuan within one year, and the mutual fund for large medical expenses pays 50% and the individual pays 50%, so BYD 10 yuan Medical Fund belongs to large medical funds. Large medical insurance refers to the medical expenses that exceed the maximum payment limit of the basic medical insurance pooling fund in order to solve the serious illness and serious illness of the insured. Medical insurance is a social insurance system established to compensate workers for economic losses caused by disease risks.