Trading time of fixed investment: 9: 30am-11:30am from Monday to Friday, and13: 00pm-15: 00pm in the afternoon. Trading is not allowed on legal holidays.
Fixed investment is the abbreviation of fixed-term investment fund, which refers to investing a fixed amount (such as 500 yuan) in a designated open-end fund at a fixed time (such as the 8th of each month), similar to the bank's deposit and withdrawal method. People usually refer to funds mainly as securities investment funds.
Advantages of fixed investment:
The procedure is simple:
Fixed-term investment funds only need investors to go through the one-time formalities at the fund agency, and then they will automatically deduct the subscription for each period, usually on a monthly basis, but there are also other time limits such as semi-monthly and quarterly as regular units.
Save time and energy:
After handling the fixed investment of the fund, the institution will automatically withhold the corresponding fund subscription funds on each fixed day. Investors only need to ensure that there are enough funds in the bank card, which saves time and energy to go to banks or other institutions.
Conventional investment:
Investors may have some idle funds from time to time. Value-added (or perhaps value-preserved) investment through the fixed investment fund investment plan can accumulate a lot of wealth unconsciously, which is a powerful support for the increasingly rapid economic development of China.
Regardless of time:
The key to investment is "buy low and sell high". However, few people gain income by grasping the best trading point when investing. In order to avoid this artificial subjective judgment error, investors can invest in the market through the "fixed investment plan", regardless of the influence of entry time, market price and long-term investment decision on their short-term fluctuations.
Average investment:
The capital is invested in stages, with high and low input costs and relatively low long-term average, which maximizes the diversification of investment risks.
Compound interest effect:
The income of the "fixed investment plan" is the compound interest effect, and the interest generated by the principal is added to the principal to continue to derive income. With the passage of time, the compound interest effect becomes more obvious. It takes a long time for the compound interest effect of fixed investment to be fully displayed, and it is not appropriate to terminate it casually because of short-term market fluctuations.
As long as the long-term prospects are good, the short-term decline in the market is an opportunity to accumulate more cheap units. Once the market rebounds, long-term accumulated units can make a one-time profit.