As can be seen from the handling fee of Alipay redemption, the selling rate is not low, so the investment funds need to be held for a long time, unlike stocks, otherwise the trading is frequent and the handling fee is large. The longer the same fund is held, the lower the handling fee rate; Some funds have the lowest redemption rate; If the fund is held for less than 7 days, the fund company will charge a handling fee of not less than 1.5%, which shall be subject to the calculation of the fund company.
In Alipay, the investment fund redeems the foundation and generates a certain handling fee. The redemption fee should be determined according to the fund type and holding time, and this part of the handling fee is charged by the fund company.
Extended data:
The calculation formula of fund subscription is: subscription fee = subscription amount × subscription rate. Net subscription amount = subscription amount-subscription fee+interest subscription share from subscription date to fund establishment date.
For example, if an investor invests 300,000 yuan to subscribe for a fund, assuming its corresponding subscription rate is 1.20%, its subscription fee is:
The net subscription amount = 300,000 yuan/(1+1.20%) = 296,442.69 yuan.
Subscription fee = 300,000-296,442.69 = 3,557,438+0 yuan.
The calculation formula of fund subscription is: subscription fee = subscription amount × subscription rate. Subscription share = (subscription amount-subscription fee) ÷ Net value of the fund unit on the application date.
The calculation formula of fund redemption is: redemption fee = redemption share × net value of fund unit on redemption day × redemption rate.
Baidu encyclopedia-fund handling fee