Does it make sense to invest 100 yuan every month? Many people may think that the fixed investment of 100 yuan per month is too small, which has no impact on the future. In fact, this is a very good financial habit. Investing a little every month will bring great benefits in the long run.
Suppose you start investing 100 yuan every month at the age of 25, and the annualized rate of return is 10%. By the age of 60, your investment income will reach more than 600,000 yuan. If we can increase the monthly investment or choose a higher rate of return, the income will be more considerable.
How to choose the fixed investment products of the fund? The Fund needs to consider the following aspects when selecting fixed investment products:
Fund type: Fund types include stock type, bond type, currency type and mixed type. You need to choose according to your risk tolerance and investment purpose. Fund company: Choose a well-managed fund company with good reputation to ensure the security and profitability of the fund. Fees: Fund fees include management fees, custody fees and sales service fees. Need to choose products with reasonable cost according to the actual situation. Historical performance: the historical performance of the fund is one of the important indicators, but it needs to be considered comprehensively in combination with the market environment and economic situation. Recommend several fund products suitable for fixed investment The following are several fund products suitable for fixed investment:
China's growth is mixed: the Fund mainly invests in growth stocks and its long-term performance is stable. China Merchants CSI 500 Index: The Fund's investment in CSI 500 Index is less risky and suitable for stable investors. Guangfa CSI Reference Medical and Health ETF Connection: This fund mainly invests in the medical and health field and has performed well in recent years. The choice of fund products needs to be based on personal actual situation and investment purpose. The above suggestions are for reference only.