1 Purchase or redemption before 3: 00 on the same day, t: Deal at the price of the day, confirm the share on T+ 1 day, check the profit and loss on T+2, and purchase or redemption after 3: 00 on T+ 1 day, confirm the share on T+2, and check the profit and loss on T+3. It should be noted that the purchase or redemption on a non-trading day will be postponed to the trading day, and the profit and loss cannot be viewed before the share is confirmed.

1. As an investor, how to calculate the income in the fund account?

As an investor, the income of the fund should be reduced by some rates. Including the handling fee at the time of purchase, the management fee during the period, and the fee at the time of redemption. After deducting these expenses, we really earned the income.

1, purchase cost

For example, before 3pm on October 30th,/kloc-0, 65,438 yuan, 1000 yuan was spent on the theme fund of new agricultural energy, and1October 2nd increased by 2.26%. Handling fee: 65438+0000× 0.15% =1.5 yuan subscription share: (1000-1.5) ÷ 2.1495 = 464. 0021-1000-1.5 =19.5 (yuan) This is the account income of the day. If it is redeemed on the same day, the redemption fee will be deducted from the income.

2. Management fee

The management fee and custody fee of the Fund have been deducted from the net value of the Fund published on each trading day, and there is no need to calculate the management fee during the transaction.

3. Redemption fee

The number of days of holding the fund is different, and the rate table for redeeming the fund is also different.

4. Calculation formula of subscription and redemption fees:

Calculation formula of fund subscription fee:

Front-end subscription fee = subscription amount-subscription amount 1 (1+ subscription rate)

Back-end subscription fee = redemption share x net value of fund share on the day of subscription (face value of fund share) x back-end subscription (subscription) rate.

Calculation formula of fund redemption fee:

Fund redemption fee = redemption amount x redemption rate

Third, how to confirm the time of fund subscription and share confirmation?

The subscription time of the fund refers to the day of the fund subscription transaction; Confirmation time of the fund: refers to the acceptance of the fund company system after the fund subscription, which is generally confirmed in T+2 days, but the specific time should be determined according to the time when the investor submits the subscription application.

The fund stipulates that transactions before the trading day 15 belong to the subscription on the same day, and the share is confirmed according to the net value of the fund on that day. If it exceeds 15, it will be included in the next trading day.

For example, the subscription of funds on Friday night can be understood as 15 pm, and the closing price of the day is 1 yuan. After the weekend, Monday is 1. 1 yuan, and Tuesday is 1.2 yuan. Then the price you subscribed is 1. 1 yuan.