Money funds generally do not guarantee the safety of principal, but due to the nature of funds, money funds have the lowest risk among all kinds of funds, and in reality, the loss of principal is very small. Generally speaking, money funds are regarded as cash equivalents.

China Merchants Bank has a consignment fund. You can refer to China Merchants Bank's five-star selection fund (/fundpages/openfund/openfundfilter.aspx? Filter=00000050), warm reminder: the fund is risky and needs to be cautious in investment.