It should be that the fund you buy has a subscription tax, and the corresponding amount will be deducted according to the number of shares.

When buying financial products, you are buying the amount, which means you have 70,000 yuan. If it is a new fund, there is no subscription fee, which is one yuan per share.

You can buy 70,000 shares.

But if you buy an old fund, and the net value of each fund is 2 yuan, regardless of the subscription fee, your 70,000 yuan can buy 35,000 shares.

Assume that the net value of your fund rises to 2-5 yuan, then if you apply to redeem 35,000 shares, the amount you get is 35,000 × 2.5 = 82,500 yuan.

As for what you said, you can only redeem more than 60,000 yuan, I guess you bought a new fund, which is one yuan per share but there is a subscription fee.

For example, the subscription fee for the new fund currently being issued is 0.6%, which is 60%, or 60%. The subscription fee of 70,000 yuan is 420 yuan, and the purchase of fund shares is more than 60,000 yuan.

When you redeem your shares multiplied by the net asset value of the fund, you get the money you get.