How to judge whether the income of fund products is high?
It can be judged according to the type of fund. Generally speaking, funds can be divided into: money funds, bond funds, mixed funds, index funds, stock funds and so on. Among them, money fund has the least risk, followed by bond fund.
High-risk fund types, such as hybrid funds, index funds and stock funds, all belong to high-yield and high-return investments, but only when the fund goes up will the income be high, and it is unpredictable whether the fund goes up or not.
Generally speaking, high-risk funds will also have high returns, but when managing money, don't just see the returns and ignore the risks. Both should be taken into account, and we must be cautious when managing money.
How to judge the fund potential?
First of all, you can refer to the past rate of return, such as the rate of return in the past three months, six months, one year and three years. When choosing, try to choose a fund with good yield in the past. Although the past rate of return does not represent the future, it will still have certain reference significance.
Secondly, look at the fund manager, try to choose the one with a long working life, and then look at the rate of return of the fund manager, the rate of return of the managed fund and so on. Because investors invest in funds, they give funds to fund managers to manage, so it is very important to find a good fund manager.