Money is risky. The fund is not a capital-guaranteed product, and there is a risk of principal loss. An Teng Fund is a wholly-owned subsidiary of Tencent Holdings 100% and a third-party fund sales company. At present, it has signed consignment agreements with E Fund, Harvest, Guo Fu and other fund companies to sell multiple funds on a commission basis.

But at present, funds are divided into money funds, bond funds, hybrid funds, stock funds and index funds according to investment targets. Investors can choose suitable products according to their risk tolerance. Investors with low risk tolerance can choose money funds and bond funds (money funds will not generate losses basically, but the expected return is relatively low), while investors with high risk tolerance can choose hybrid funds, stock funds and index funds. Risk is directly proportional to income, and the smaller the risk, the lower the expected income.