how to increase the amount of JD.COM IOUs
How to increase the amount of JD.COM IOUs:
First, complete the task of raising the amount in JD.COM system, and raise the amount through various activities, games, lottery and other interactive ways. For example, Jingxi withdrawal, weekly withdrawal package, daily withdrawal package, daily withdrawal game, rights center lottery withdrawal, and bill withdrawal by installments, and white-stripe WeChat WeChat official account withdrawal, etc. Users can often receive these withdrawal tasks and complete them. After a period of persistence, the amount of IOUs can be rapidly increased. It should be noted that there are both exclusive quotas and temporary quotas obtained by these methods. The exclusive quotas are only reflected when the designated goods are purchased, and the temporary quotas will become invalid after the expiration date.
Second, use JD.COM IOUs to pay more, and repay on time, and keep good repayment habits. Because the official system of JD.COM will make a comprehensive assessment on a monthly basis according to the past usage of IOUs by users, the amount of IOUs that meet the requirements will be improved.
third, safeguard personal credit information. JD.COM Credit Enhancement and Withdrawal will check the user's personal credit information, so when using other loan products, keeping a good personal loan record will also help IOUs to withdraw funds.
fourth, improve personal information. Users can improve their scores by improving their personal information in JD.COM system, such as uploading ID photos and personal occupation, which is very helpful for the system to improve the user quota. What are the methods to withdraw the amount of IOUs in JD.COM?
1. Shopping in JD.COM Mall. When the system determines the quota for everyone, it will take into account everyone's consumption needs. Therefore, if you want to withdraw money in JD.COM, you must increase your consumption amount and frequency in JD.COM Mall, and let the system know that everyone's consumption demand is great.
2. Accumulate personal credit. JD.COM Baitiao is a loan platform that can check the borrower's credit information. If the borrower's credit information system is constantly increasing good personal loan records, then the system will naturally give the amount. Therefore, everyone should learn to use credit cards reasonably in order to accumulate personal credit.
3. Accumulate personal wealth. JD.COM Baitiao will consider everyone's repayment ability when determining the quota for everyone. If everyone has more and more wealth, the amount of IOUs in JD.COM will naturally increase. Xi Caijun suggested that everyone usually use Jingdong Finance to save money and manage money.
4. Use other products of Jingdong Finance. At present, JD Finance's products are very rich, covering insurance, crowdfunding, stocks, funds, public welfare, living expenses, cloud computing and so on. You can increase your dependence on JD.COM by using these products, so as to gain more trust from JD.COM, and thus increase your IOUs.
5. increase the share of financial management. If you open the IOUs in JD.COM by buying wealth management, it will be easier to increase the IOUs quota. Everyone can increase their own amount of IOUs by adding the share of pocket money in the small treasury. How to increase the amount of IOUs in JD.COM
1. Increase consumption
To increase the available amount of IOUs in JD.COM, users can choose to increase their consumption in JD.COM Mall. Usually, the daily consumption is the fastest. When using the white line every month, use it as much as 9% or more, and keep about 1% of the emergency line.
In this case, JD.COM IOUs System will think that the borrower really needs a large amount and has a high repayment ability. In this case, if you cycle several times a month, the amount of IOUs will be increased quickly.
2. Improve the IOUs' non-compliance score
IOUs in JD.COM have IOUs' non-compliance score, which is similar to the sesame credit score under Alipay. Users want to increase the amount of IOUs, and the improvement of IOUs' compliance score is an indispensable condition.
you can improve your score by improving your personal data, such as real estate information, vehicle information and provident fund information. After the data is completely filled, the amount of IOUs in JD.COM will probably increase.
3. Bind a personal credit card
If the user has a credit card, he can also bind the credit card in his Jingdong wallet. When repaying JD.COM IOUs, you can choose to pay by credit card. Moreover, when the borrower repays the credit card, the JD.COM system can also detect the cardholder's spending power and credit card limit when inquiring about the borrower's credit information, which is also very helpful for raising the amount.
4. Staging occasionally
When using white bars, users also need to earn some profits for JD.COM white bars. If the repayment is made directly and in full every time, IOUs can't earn the profits of users, and of course they are not willing to increase the quota for users.
Therefore, after using the large amount of IOUs, users can choose the appropriate installment, which can be repaid in 3 or 6 installments. In this way, IOUs think that there are profits to be made, and users really need more quotas, which is also helpful for raising the amount.
5. Withdrawal packages
The IOUs system will issue some withdrawal packages according to the different situations of users using IOUs. The borrower must use it. Although the amount of the withdrawal package is not much, it is just right to fill the gap of tens of yuan, and it can be collected every week, and it is also a considerable sum after long-term accumulation.
6. Buy wealth management products
Jingdong Finance also has many investment wealth management products, such as fixed investment, small white fund, steady wealth management, etc. You can choose some suitable investments, so that the account activity will be improved, and your financial strength will be displayed, which will also help to increase the amount of white bars.
Extended information:
How often does JD.COM IOUs receive the withdrawal?
As an Internet consumer financial product, JD.COM IOUs, like flowers and credit cards, are "spending first, then repaying", which is also because it has a certain credit line. So, how often does JD.COM IOUs raise the amount?
The time of withdrawal of IOUs in JD.COM is uncertain. Because the amount of IOUs in JD.COM is adjusted according to the evaluation results of users by the system, and the evaluation of users by the system is irregular, and the usage behavior and account situation of different users in different periods will be different, there is no specific withdrawal time for IOUs in JD.COM, and labor can't participate at the same time.
However, as long as your recent use is good, there is no record of overdue repayment; And the account activity is also high; If your personal credit is good and Xiaobai's credit score has been improved recently, the comprehensive score of your JD.COM IOUs in the recent system evaluation should not be low, and the system is likely to increase your IOUs after the evaluation.
If you want to increase your own IOUs, you can also use JD.COM's products, spend more in JD.COM and use IOUs. You can also do some credit tasks to improve Xiaobai's credit score; You can also buy some wealth management products of Jingdong Finance, which will help you to raise the amount of IOUs. JD.COM IOUs Withdrawal Method
The amount of IOUs in JD.COM is calculated by the system according to the personal qualification of users. If you want to withdraw the amount, you can take the following methods:
1. Receive the withdrawal package every week
Log in to JD.COM Amount APP, and click on the promotion amount in JD.COM IOUs to receive the withdrawal package every week.
2. Get a temporary line package
Log in to JD.COM Amount APP, and if Xiaobai's credit is more than 8 points, you can get a gift package for withdrawal. The temporary line is valid for 3 months.
3. Maintain good consumption habits
Spend more in JD.COM Mall, and at the same time, return and exchange services can be performed as promised.
4. Maintain a good repayment habit
If the repayment has been made on time during the use of IOUs, the system will make an irregular withdrawal.
5. Raise the limit through the small vault
If you deposit the IOUs opened by the small vault, you can go to the right side of the fixed limit (adjust) to raise the limit and transfer it to the small vault pocket money according to the prompts.
For more information about the withdrawal method of JD.COM IOUs, go to: See more.