There is a fee required when redeeming a fund. Generally speaking, it is a redemption fee. However, if you choose back-end payment when subscribing, you will also need to pay a back-end subscription fee. This fee is directly Deducted from your fund value. For stock funds, the redemption fee is gradually reduced until zero based on the length of holding period. If held for more than one year and less than two years, the redemption fee will be reduced from 0.5% to 0.25%. If held for more than 2 years, the redemption fee will be zero.

If there is no dividend during the period, the net value of the fund will be determined. The current net value minus the net value at the time of purchase is the money you earn per share, the multiplier is the money your fund earns, and the handling fee is the money you can earn.