Funds usually work on trading days. When buying a fund, most people pay more attention to the income of the fund. So how much can you earn by buying a fund for 50 thousand a month? So today, Bian Xiao is here to sort out the fund-related knowledge for everyone. Let's have a look!
How much can 50 thousand buy a fund to earn a month
How much money you can earn by buying a fund for 50 thousand a month mainly depends on the rate of return of the fund. There is a certain relationship between the rate of return of funds and the types of funds. The types of funds can be divided into money funds, bond funds, mixed funds, index funds, stock funds and so on. These funds are very common, and the risks are from small to large.
Among them, the risk of money fund is the smallest, and the general income is about 2%~3%. Suppose investors buy 50,000 yuan of money fund, and its 7-day annualized rate of return is 2%, then the income of money fund is calculated as follows:
50,000× 2%/365 = 2.73 yuan
As can be seen from the above, the daily income of Yu 'ebao is 2.73 yuan.
Suppose that month is 30 days, then the money you can earn in a month is: 30×2.73=8 1.9 yuan.
Pure debt funds are less risky, so the income is relatively stable. The annualized income is about 3%~8%, and the average monthly income is between 0. 1% ~ 1%. Assuming that the pure debt fund market is relatively good, the fund will increase by 1% in one month, and the subscription amount is 50,000 yuan.
Secondly, there are hybrid funds, index funds, stock funds and other types with relatively high risks, all of which invest in stocks, so the risks are relatively large. The rise and fall of this high-risk fund is difficult to determine, mainly depending on the fund's market.
For example, if the fund market is good, it is possible to increase by 20% a month. If the purchase amount is 50,000 yuan, then the money you can earn is 50,000 _ _ 20% = 1 10,000 yuan. Similarly, a decline of 20% is a loss of 1 10,000 yuan.
Therefore, the risk and return of the fund are relative, and the return is as high as it is. Therefore, when investing in high-risk fund types, you must be cautious, don't buy at will, know something before buying, and pay attention to the above contents, which are explained to you in the form of examples and do not represent the actual situation.
How much can you earn a month by buying a fund for 30 thousand?
How much can you earn a month by buying a fund for 30 thousand? There is no correct answer to this question, unless the rate of return of the fund can be known in advance. Of course, no one can predict the change of fund return in advance. If you have this ability, you can invest in the great god and lie down to make money.
The profit of the fund is mainly determined by the rate of return of the fund. After a month, the higher the rate of return, the more money you earn, the lower the rate of return, and the less money you earn. However, it must be clear that funds also have certain risks. You can't just think about making money, but you will also lose money. When the fund's rate of return is negative, then we will have a loss. The greater the decline of the fund, the higher the proportion of our losses.
Under normal circumstances, the maximum fluctuation of a fund in a day is 10%. If calculated according to the maximum fluctuation, then the maximum gain of 30 thousand yuan to buy a fund is 3000 yuan a day, and the maximum loss is 3000 yuan a day. If a fund rises by 10% every day for a month, then a fund bought with 30,000 yuan can earn 90,000 yuan a month, excluding the handling fee. However, this situation is impossible. No fund can increase by 65,438+00% every day for a month in a row, and it is rare for a normal fund to increase by 65,438+00% every day.
Of course, under special circumstances, some funds may increase by more than 20% a day, and such funds are generally due to large redemption. There is also the possibility of investing in funds of science and technology innovation board or growth enterprise market.
Is the fund's income high?
The expected return of the fund is not high in all investment and financial management methods, because the investment targets of the fund are relatively scattered and the expected return of the fund is relatively low, that is, the fluctuation is not too great. Only when the object of fund investment is rising, the expected return of the fund is relatively high.
Generally speaking, the risk of funds is not too high, but it is risky after all, especially the risk of stock funds is relatively large. Therefore, when investing in financial management, don't simply consider how much money you can earn, but also consider the loss. Investment is risky, so be cautious when entering the market.