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1, fund
Funds can be divided into broad sense and narrow sense. Broadly speaking, it refers to a certain amount of funds set up for a certain purpose, such as trust and investment funds, provident funds, retirement funds and so on. In a narrow sense, it refers to funds with specific purposes and uses. Generally speaking, funds mainly refer to securities investment funds. The income of securities investment funds comes from the future. Income performance is closely related to the basic market performance of the investment object, which has certain risks.
Step 2 separate
① According to whether fund units can be increased or redeemed, they can be divided into open-end funds and closed-end funds. Open-end funds are not traded on the market (as the case may be), and the fund scale is not fixed, so banks, securities companies and fund companies purchase and redeem them; Closed-end funds have a fixed duration and are generally listed and traded on stock exchanges. Investors buy and sell fund shares through the secondary market.
② According to different organizational forms, it can be divided into corporate funds and contractual funds. Funds set up investment fund companies by issuing fund shares, which are usually called corporate funds; Usually called contractual fund, it is established by fund managers, fund custodians and investors through fund contracts. China's securities investment funds are contractual funds.
(3) According to the different investment risks and returns, it can be divided into growth funds, income funds and balanced funds.
According to different investment objects, it can be divided into stock funds, bond funds, money market funds and futures funds.
3. How to calculate the income of the fund?
If it is a money fund, the fund's profit and loss on that day is: available share on that day × 10000 current income/10000. If it is a non-monetary fund, the fund income is: share x net value-cost. Subscription and redemption fees are included in the cost. Fund income is the capital generated by the fund that exceeds its own value when the fund company operates the fund assets. Dividends in fund income are the net profit distribution income obtained by the company due to the purchase of the company's shares.