In my opinion, both are safe. Ant Xingyuan is a product that saves money for Xingyuan. You can watch other people's wishes here, or you can make your own. After you insist on saving money until your star wish comes true, you can name the star as a souvenir (when the amount you save (including the holding income) > = the target amount, it is to realize the star wish). Yu 'ebao is a balance appreciation service and current fund management service product under Ant Financial, which was launched on June 20 13. Tian Hong Fund is the fund manager of Yu 'ebao.

1. Is the money saved in the ant wish profitable? When we make a wish, the content of the wish will be released to the starry sky after the official review, and other users will see your wish, and you will also have the opportunity to get the blessing of other users. At the same time, we can also share our blessings with our friends and ask them to bless you.

2. Is the ant star wish reliable? Saving money in Ant Star is actually buying a money fund, similar to Yu 'ebao. Buying Yu 'ebao is also buying a money fund. If you believe in Yu 'ebao, then you can also believe in Ant Star Wish. Monetary funds are mainly used to invest in securities such as government bonds and bank deposits. Historically, money funds belong to capital preservation and financial management. At present, there are two monetary funds supported: South Li Tiantian A(003473) and Guo Fu Fu Bao (000638). Once selected, the funds cannot be changed.

3. Which income is higher, Ant Wish or Yu 'ebao? Ant Star wishes to automatically save money at a fixed interest rate every month after making a wish, and this part of the money is frozen in Yu 'ebao. At present, the interest rate of Yu 'ebao is 2.3870%, and the annualized interest rate of Ant Xingyuan is the same as that of Yu 'ebao, which is 2.3870%, so both of them have the same income.

4. What is the interest on Alipay's wish savings? The annualized income of Yu 'ebao in the last seven days is 3.3040%, and the interest of Alipay's wish savings is 3.3040%, but this interest rate may change at any time. Recently, the income of Yu' ebao is still good, and it has already broken three. Not long ago, the income of Yu 'ebao was actually around 2.0%, and the recent increase can be said to be quite gratifying. Therefore, it is still good to invest money in Yu 'ebao at present, and the income is the highest during this period. Ant wishes are risky, but the risk is relatively low. In fact, saving money in Ant Star means buying money funds, because money funds are mainly used to invest in securities such as government bonds and bank deposits. When investors buy money market funds, it does not mean that they will deposit the funds as deposits in banks or deposit-taking financial institutions.