Paying the provident fund does not require credit reporting. Provident fund is a monthly provident fund paid by employees in a unit enterprise in proportion to their wages, which has nothing to do with credit reporting. However, if you want to use the provident fund loan, you need to check the credit information, but you don't need to collect the provident fund. It can be withdrawn directly according to certain procedures. If you pay the provident fund directly, you don't have to worry about credit reporting.

Second, do you need to check the credit for the provident fund to pay rent?

To apply for a pure provident fund loan, you need to review your personal credit information.

The basic conditions for provident fund loans are as follows:

1, with permanent residence or other valid residence status in this city and full capacity for civil conduct.

2. A legal and effective house purchase contract or agreement has been signed, and the down payment for house purchase has been paid according to the specified proportion.

3. Have a stable occupation and income, and have the ability to repay the loan principal and interest on time.

4. Pay the housing provident fund in full monthly 6 months before applying for the loan.

5. Personal credit is good. In the personal credit report, the longest overdue period of personal loans in the two years before applying for loans is no more than 3 periods (inclusive) and the cumulative overdue times are no more than 6 times (inclusive), excluding overdue due to non-borrower reasons such as bank management;

6. There are no other large debts that may affect the loan repayment ability.

7. The monthly expenses for repaying various housing loans (including individual housing provident fund loans to be applied for) shall not be higher than 50% of the monthly household income, and the monthly household income shall not be lower than the minimum living standard of this Municipality after deducting the monthly repayment expenses.

8. Other conditions stipulated by laws and regulations.

Third, what is the use of paying the provident fund after receiving the credit report?

Paying the provident fund has nothing to do with credit reporting. If you are an enterprise legal person, it is what you should do to pay the provident fund to employees.

4. Does the company need to check the credit information when paying five insurances and one gold?

Personal credit records are mainly problems of banks, while five insurances and one fund are mainly problems of social security and provident fund. There is no need to check the credit information during the payment of five insurances and one gold, but the provident fund in five insurances and one gold can be found in the personal credit information. Although paying five insurances and one gold will not check the credit information, poor credit information will affect many aspects of life, and the most important thing is to affect the handling of banking business. Bad credit records will lead to the inability to borrow money from banks and apply for credit cards, and secondly, the inability to fly. If one spouse has a bad credit record, then the other spouse may be refused a loan to buy a house or a car.

Legal basis: Article 72 of the Labor Law of People's Republic of China (PRC): The social insurance fund determines the source of funds according to the types of insurance, and gradually implements social pooling. Employers and workers must participate in social insurance and pay social insurance premiums according to law.

Article 4 of People's Republic of China (PRC) Social Insurance Law: Employers and individuals in People's Republic of China (PRC) pay social insurance premiums according to law, and have the right to inquire about payment records and personal rights and interests records, and ask social insurance agencies to provide social insurance consultation and other related services.