When buying and selling a fund, you will see the fund’s 10,000-point return display. Ten-thousand-dollar returns are the most common concept in the process of money fund investment and financial management. Let’s take a look at the specific concept of a fund’s 10,000-share returns. and calculation methods.

What does the fund's income of 10,000 shares mean?

The income of 10,000 shares refers to the amount of income realized by every 10,000 fund units announced by the fund company on a daily basis. It is mainly a data that divides the daily operation income of a monetary fund evenly into each share, and then measures and compares it based on 10,000 shares.

In fact, the income of 10,000 shares is the actual income recorded in the investor’s account every day. This means that if there are 10,000 money market funds, and the net income of every 10,000 funds at that time is 1.321 yuan, then the net income of that day is 1.321 yuan. Gains of $1.321 typically reflect money markets.

There are two indicators for fund yield:

1. 7-day annualized rate of return;

2. Income per 10,000 fund units.

As a short-term indicator, the 7-day annualized rate of return is only the fund’s profit level information in the past 7 days and does not mean future income levels. What investors really need to care about is the second indicator, which is the income per 10,000 fund units. The higher this indicator is, the higher the real returns investors will receive.

Income from 10,000 fund units:

Because the net value of each unit of a monetary fund is fixed at 1 yuan, the income from 10,000 units is generally speaking the profit on the day of investing 10,000 yuan. amount. Converted into a rate of return, an income of 100 yuan from 10,000 fund units is equivalent to a 1% rate of return (100/10000=1%).

The cumulative income of 10,000 units is the amount of accumulated income for every 10,000 fund units within a certain period. The calculation method is to accumulate the daily income of 10,000 fund units of the money fund during this period. The cumulative return of 10,000 shares reflects the total return of a monetary fund over a period of time. Converted into a yield of 10,000 units, the cumulative income of 100 yuan is equivalent to a 1% yield (100/10000=1%).