1. The money in the cardholder's social security card will be directly transferred to his heir's social security card;
2. If the heir does not have a social security card account, the money in the social security card will be directly taken out and paid to the heir in one lump sum;
If the cardholder has no heir, the money in the social security card will be merged into the national social security fund.
Standard of death pension for retired workers:
1, funeral allowance
Funeral allowance of 2000 yuan shall be given to the dead employees, and burial shall not be carried out without authorization in areas where cremation should be carried out (except those permitted by ethnic minorities and the state).
2, survivors living difficulties subsidies
Non-farmers are subsidized 2 10 yuan per person per month; Monthly subsidy for more than two persons per person 190 yuan; Agricultural registered permanent residence 170 one person per month; More than two people per person per month 150 yuan. For the above situation, it is determined that the survivors who died at work will issue additional 65 yuan; Red Army (excluding spouse); Additional payment 100 yuan can be paid to 70 yuan if the survivor is one person.
3. Survivor's pension
It is the economic compensation and spiritual comfort given to employees' families after their death. Survivors' pensions vary from place to place, and some do not stipulate pensions, but only provide monthly assistance to survivors; Some provide one-time pensions and monthly living allowances for survivors.
4. Support immediate family members for the elderly
If the deceased employee has dependent immediate family members, regardless of the place of residence, the pension will be paid according to the minimum living guarantee standard for urban residents in the place where the deceased employee lives. If the dependent immediate family members are 1-3 people (including 3 people), it will be paid according to 300% of the minimum living guarantee standard for urban residents, but the total amount of pension initially approved shall not exceed the monthly payment salary or monthly basic pension of the deceased employee.
5. One-time hardship allowance
Pay to the immediate family members eight months before the death of the on-the-job employee; Retirees who die are given basic pensions to their immediate family members for 8 months before their death; Before the founding of the People's Republic of China, retired people and retired old workers died, and their immediate family members received a one-time subsidy for difficulties with reference to the standards of similar personnel in party and government organs. Those who have no immediate family members are not paid.
To sum up, social security can be refunded when people die, but only the part paid by individuals can be refunded, not the part paid by companies.
The law stipulates that the balance of social security can be inherited. Not only can people withdraw the money from social security when they are dead, but they can also withdraw the money under certain circumstances, such as living overseas or reaching retirement age, but those who have not paid social security for 15 years and do not want to return it can apply for withdrawing the balance from social security.
Legal basis:
Guiding Opinions of the State Council on the Pilot Project of New Rural Social Endowment Insurance
Article 6
Pension treatment consists of basic pension and personal account pension, which is paid for life. The basic pension standard set by the central government is 55 yuan per person per month. All localities can raise the basic pension standard according to the actual situation. For rural residents who have paid for a long time, the basic pension can be appropriately increased, and part of the increased and increased funds will be paid by local finance. The monthly calculation and payment standard of personal account pension is the total amount of personal account divided by 139 (the same as the current calculation and payment coefficient of personal account pension of basic old-age insurance for urban employees). When the insured dies, the balance of personal account funds can be inherited according to law, except for government subsidies; The balance of government subsidies is used to continue to pay the pensions of other insured persons.
Social insurance law
Article 17
If an individual who participates in the basic old-age insurance dies due to illness or non-work, his survivors can receive funeral grants and pensions; Persons who have completely lost their ability to work due to illness or non-work-related disability before reaching the statutory retirement age can receive disability allowance. The required funds are paid from the basic old-age insurance fund.
Article 14
Personal accounts shall not be withdrawn in advance, and the bookkeeping interest rate shall not be lower than the bank time deposit interest rate, and interest tax shall be exempted. If an individual dies, the balance of the individual account can be inherited.