Is Everbright Prudential Xinyao Wallet Coin a Safe?
First of all, from the perspective of risk level
According to the product page, the risk level of currency A of Everbright Prudential Xin Yao wallet is "low risk". As we all know, fund products are generally not guaranteed, but the probability of loss of low-risk funds is not great, so investors need not worry too much.
Second, from the historical experience.
Everbright prudential xinyao wallet currency a belongs to the monetary fund. The money fund has never lost money in history, but at most its expected income has decreased. Just like the current Yu 'ebao, its principal security is still guaranteed.
Third, from the perspective of fund size.
By the end of the first quarter of 20 19, the fund size of Everbright Prudential Xinxin Yao wallet currency A was 1 100 million yuan. This money fund is relatively small, but there is no risk of liquidation.
Fourth, from the investment direction.
Everbright Prudential Xinyao Wallet Currency A mainly invests in low-risk assets such as bank bonds and bank deposit certificates. Bank bonds have a high credit rating and rarely default, not to mention the safety of bank deposits, so the risk of this kind of money fund is very low.
Fifth, from the historical performance.
Everbright prudential xinyao wallet currency a was established on 20 15. In the past year, its performance is quite satisfactory, and its annualized expected return ranks at the middle level among similar funds. The expected income is relatively stable and the security is guaranteed.
Ok, the analysis of Everbright Prudential Xinxin Yao Wallet Coin A ends here, hoping to help everyone. Generally speaking, the safety of this cargo base is not too big a problem. Warm reminder, financial management is risky and investment needs to be cautious.