I. Functions and Positioning of the Center
Anhui Housing Provident Fund Management Center is responsible for the collection, management, use and supervision of housing provident fund within the province. Its main functions include: formulating housing provident fund policies, supervising the deposit, withdrawal and use of housing provident fund, and ensuring the safe and compliant operation of funds; Provide employees with housing provident fund inquiry, consultation, complaints and other services to safeguard the rights and interests of employees; Strengthen cooperation with financial institutions, promote the development of housing provident fund loan business, and help employees realize their housing dreams.
Second, the center operation and management
Anhui Housing Provident Fund Management Center strictly abides by the relevant national and local laws and regulations during its operation to ensure that the housing provident fund management is legal and compliant. The center has established a perfect internal control system to strictly supervise and audit the deposit, withdrawal and loan of housing provident fund to prevent risks. At the same time, the center also actively promotes information construction and provides more convenient and efficient services for employees through the network platform.
Third, the effectiveness and influence of the center.
Anhui Housing Provident Fund Management Center has made remarkable achievements in promoting the development of housing provident fund system. By constantly improving policies and optimizing services, the coverage and deposit rate of housing provident fund have been improved, providing more stable housing security for employees. At the same time, the center also actively supports employees to purchase houses with loans, helps employees improve their housing and promotes the healthy development of the real estate market.
To sum up:
Anhui housing provident fund management center plays a core role in the management of housing provident fund in the province. It promotes the healthy development of the housing accumulation fund system and protects the legitimate rights and interests of employees by formulating policies, supervising management and providing services. In the process of operation, the center strictly abides by laws and regulations, strengthens internal control and information construction, and provides more convenient and efficient services for employees. At the same time, the center also actively supports employees to purchase houses with loans to promote the stable development of the real estate market.
Legal basis:
Regulations on the administration of housing provident fund
Article 2:
These Regulations shall apply to the deposit, withdrawal, use, management and supervision of housing provident fund in People's Republic of China (PRC).
Article 13:
The housing provident fund management center shall set up a housing provident fund account in the entrusted bank. The unit shall register the housing provident fund deposit with the housing provident fund management center, and go through the formalities for the establishment of housing provident fund accounts for the employees of the unit. Each employee can only have one housing provident fund account. The housing provident fund management center shall establish a detailed account of employee housing provident fund to record the deposit and withdrawal of employee individual housing provident fund.
Article 24:
In any of the following circumstances, the employee may withdraw the storage balance in the employee housing provident fund account:
(a) the purchase, construction, renovation and overhaul of owner-occupied housing;
(2) retirement;
(three) completely lose the ability to work, and terminate the labor relationship with the unit;
(4) Having left the country to settle down;
(5) Repaying the principal and interest of the house purchase loan;
(six) the rent exceeds the prescribed proportion of family wage income.
Labor law of the people's Republic of China
Article 72:
The social insurance fund shall determine the source of funds according to the types of insurance and gradually implement social pooling. Employers and workers must participate in social insurance and pay social insurance premiums according to law.