One-year fixed interest rate 1.95%, current interest rate 1.4%. The maintenance fund shall bear interest from the date of deposit in the special fund account. At the end of each year, the interest will be separately included in each account, which will be used as special maintenance funds for housing. The one-year fixed deposit rate is 1.95%, and the deposit rate is 1.4%. A fund is a reserve of funds or a special appropriation for starting, maintaining or developing a cause.