When the house is damaged, it naturally needs to be repaired, so the maintenance fund of the house will come in handy. It is understood that according to the current laws and regulations, the use scope of the maintenance fund is limited to the public parts of the community (such as the parts shared by the owners in a single house or the owners in a single house and the parts shared by non-residential owners connected with the structure, including foundations, load-bearing walls, columns, beams, floors, roofs, outdoor walls, etc.).
The part that cannot be covered by the housing maintenance fund needs to be paid by the insurance company. Different insurance companies have different types of insurance for housing and property, and the scope of protection is also different. The specific compensation standard depends on the purchase contract and the contract with the insurance company.
Back to the topic just now, the public maintenance fund actually includes the special fund for housing public facilities and the maintenance fund for housing itself. The special fund for housing public facilities is referred to as the special fund, which is used for projects such as the renovation of common parts of property and public facilities and equipment, and shall not be used for other purposes. Special funds to implement the principle of "money with the house". When the house is transferred, the remaining funds in the account are also transferred to the new owner of the house.
According to the provisions of the Measures for the Administration of Residential Special Maintenance Funds:
1. The owners of commercial housing and non-residential housing shall deposit special housing maintenance funds according to the construction area of their own property, and the amount of the first special housing maintenance funds deposited per square meter of construction area is 5% to 8% of the local housing construction and installation project cost per square meter.
The competent departments of construction (real estate) of the people's governments of municipalities directly under the central government, cities and counties shall, according to local conditions, reasonably determine and announce the amount of the first-phase residential special maintenance fund deposited per square meter of construction area, and make timely adjustments.
2, the sale of public housing, residential special maintenance funds deposited in accordance with the following provisions:
(1) The owner shall deposit the special maintenance fund for the house according to the construction area of the property he owns, and the amount of the first special maintenance fund for the house per square meter of construction area shall be 2% of the local housing reform cost price.
(two) units selling houses shall, in accordance with the proportion of not less than 20% of multi-storey houses and not less than 30% of high-rise houses, draw a one-time special maintenance fund for houses from the sales funds.
Conditions for the use of public housing maintenance funds
As mentioned above, it is mainly used for major and medium-sized repairs and renovation projects of main structures, public parts and public facilities and equipment after the warranty period expires.
The main load-bearing structures of houses include foundation, internal and external load-bearing walls, columns, beams, floors and roofs.
Public parts refer to outdoor walls, hallways, stairwells, corridors, etc.
Public facilities and equipment refer to water supply and drainage pipelines and equipment, distribution cables and equipment, elevators, public lighting, fire-fighting facilities, green spaces, roads, ditches, non-operating parking garages, public cultural and sports facilities and other facilities and equipment owned and used by the owner.
Owners who use public housing maintenance funds account for more than two-thirds of the total construction area, accounting for more than two-thirds of the total number of people. After discussion and adoption of suggestions, they finally have to be approved by the real estate administrative department or the corresponding management department for filing and review.
The whole process needs to go to the Housing Authority, the Housing Safety Appraisal Department, the Audit Bureau, special banks and other departments to apply for professional appraisal of housing safety, review the budget and final accounts of the maintenance plan, hire the construction unit to carry out maintenance and construction, and apply for special banks to allocate funds.
(The above answers were published on 20 15-08- 14. Please refer to the current actual purchase policy. )
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