Equity funds generally refer to investing 80% or more in stocks. Fund companies will chip in to buy shares of listed companies, and the people who buy funds indirectly own shares. So when is the right time to buy equity funds? We have prepared a few points for your attention. Interested friends come and have a look!

Buy before 1 and 15: 00 pm.

If you buy a stock fund, it will be better to buy half of it before 15: 00 in the afternoon, because it is calculated according to the net closing value of the day, and investors can look at the fund valuation of the day, which is generally not much different from the net closing value of the fund. If it is purchased after 15: 00 pm, it will be calculated according to the net value of T+ 1.

2. Look at the low point of capital withdrawal.

When the fund's net value continuously drops to the reciprocal of 1/2 or even 1/3, investors can consider buying excellent partial stock funds at a low level.

3. Look at the past fund performance.

When buying stock funds, you can look at the past fund performance. If a fund has been up for a period of time and has been up for seven days in a row, then wait for the fund to fall before entering the market.

4. At the initial stage of fund manager replacement.

After changing the fund manager, the performance has obviously improved, indicating that the fund may have undergone fundamental changes and can consider buying. Secondly, you can refer to the working years of fund managers, try to choose fund managers with more than three years' experience, and then choose good fund managers, such as the rate of return from employment and the rate of return from managing past funds.