Legal analysis: After the medical insurance severance, the previous relationship was not in vain.

my country's social security payment records are lifelong records and will not be cleared due to cessation of payment, nor will personal accounts be confiscated. Therefore, there is no need to worry about the social security that you have paid so hard for disappearing.

Medical insurance refers to social medical insurance.

Social medical insurance is a social insurance system established by the state and society in accordance with certain laws and regulations to provide workers within the coverage with basic medical needs when they fall ill.

The basic medical insurance fund consists of a pooled fund and individual accounts.

The basic medical insurance premiums paid by individual employees are all included in the personal account. The basic medical insurance premiums paid by the employer are divided into two parts, one part is transferred to the personal account, and the other part is used to establish a unified fund.

Characteristics of medical insurance: It has the characteristics of "low level and wide coverage". The payment is based on the cost that most units and individuals with low level can bear. It widely covers all units and employees in cities and towns. Employees of different types of units can enjoy basic medical insurance.

Right to health insurance.

After the insured completes the payment period, they can enjoy it for life.

Secondly, basic medical insurance has the characteristics of "paying both parties and integrating accounts" and "based on the principle of determining revenue and expenditure and balancing revenue and expenditure".

Legal basis: "Social Insurance Law of the People's Republic of China" Article 23 Employees shall participate in employee basic medical insurance, and the employer and employees shall jointly pay the basic medical insurance premiums in accordance with national regulations.

Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees in the employer, and other people with flexible employment can participate in the basic medical insurance for employees, and individuals must pay the basic medical insurance premiums in accordance with national regulations.