Because everyone's living habits are different, and of course the expenses are different, I feel that you are still a young man: I think you can make some fixed investment according to your own situation; The bond fund 700 yuan/month, the stock fund 300 yuan/month, and the bank deposits are deposited in 300 yuan every month for emergencies. Don't forget the most important point when managing money. You can buy some accident insurance and insurance suitable for your own financial management, about 500 yuan every month, including daily expenses, in a reasonable proportion!