1. Buying a fund at one time requires a strong fund selection ability and buying a fund at the right time.

2. The fixed investment of the fund is operated by a professional financial management team, and the ability to select funds is relatively strong, and the possibility of loss is relatively small.

Second, the investment risks are different:

1. The investment risk of the fund's fixed investment is relatively low. Professional financial management team is responsible for stop loss, and investors can get the industry average report at worst.

2. Buy a fund at one time. If the market is not good, investors may lose money if they don't stop in time.

Third, the investment rate is different:

1, the investment return rate of the fund's fixed investment is relatively stable, and its ability to resist market fluctuations is strong.

2. The return on investment of the one-time purchase fund is linked to the market conditions. When the situation is better, the rate of return may be higher, otherwise there may be losses.

Extended data:

Advantages of fixed investment:

1. For fixed-term investment funds, investors only need to go through the one-time formalities at the fund agency, and then they will automatically make the deduction subscription for each period, usually on a monthly basis, but there are also other time limits such as semi-monthly and quarterly as regular units. In contrast, buying a fund by yourself requires investors to go through the formalities in person at the agency every time. Therefore, the fixed investment fund is also called "lazy financial management", which fully embodies its convenient characteristics.

2. After handling the fixed investment of the fund, the institution will automatically withhold the corresponding fund subscription funds on each fixed day. Investors only need to ensure that there are enough funds in the bank card, which saves time and energy to go to banks or other institutions.

Baidu Encyclopedia-Fund Fixed Investment

Baidu Encyclopedia-Gold Fixed Investment