1, if you have a bank card of China Guangfa Bank, you can operate outlets and log in to the online banking of China Guangfa Bank, so you can operate the relevant procedures for purchasing funds. You can invest in 500 yuan at least every month. I think it is better to control the fixed investment time in 3-5 years. Ten years is too long for many people to persist, and from the perspective of stock markets in various countries, it may not be possible to have high returns after a long time!
2. If you want to buy 500 yuan Fund every month, you only need to deposit enough money in the bank card to automatically deduct it, and nothing will happen!
3. Don't buy it, just cancel the fixed investment of the fund online. The money invested in the last year should be redeemed into the account, and the fund company will convert your share into RMB and deposit it in your bank card within 5 working days.
4. The net value is the actual value of the fund, the cumulative increase is the total increase in the history of the fund, and the daily fluctuation is how much the net value of the fund has changed. If you bought it with a net value of 1.0000 and a year later with a net value of 1.5000, then you have earned 50% and the net value is less than 1.0000, indicating that your fund has fallen.
The increase of the fund is calculated according to your net worth. The cost of each fund will be shown in the fund account after purchasing 12 months, (year-end net value-average net value) x fund share = income. Banks charge 1.5 for buying funds (which can be discounted), and generally charge 0.5% for redemption!
This fund can be invested at one time, no matter how much it costs. If you invest 1 10,000 yuan, the net value you provide can be calculated as follows: (0.7648-0.6648) x10000/0.6648 =1504.2 yuan or 10000x (0.7648-0
7. Monetary funds are open-end funds operated by fund managers and kept by fund custodians. Specialized in investing in risk-free money market instruments, different from other types of open-end funds, has high security, high liquidity and stable income. Fund assets are mainly invested in short-term securities such as government bonds, central bank bills, commercial bills and bank time deposit certificates.
Bond funds refer to funds that invest in bonds, and the investment targets are mainly government bonds, financial bonds and corporate bonds. Usually, bonds provide investors with a fixed return and repay the principal at maturity, and the risk is lower than that of stocks. Therefore, compared with stock funds, bond funds have the characteristics of stable income and low risk.
Stock funds mainly invest in the stock market, which has the characteristics of high returns and high risks.
8. I suggest you buy the equity fund of Huaxia Fund Company. You should do it now, stick to it for three to five years, learn to invest and learn to manage money. Finally, I wish you success. I hope the above will help you!