When renewing car insurance or changing houses, the following factors should be considered:

Vehicle value and insurance scheme: If the vehicle value is high or the insurance scheme is complicated, it is recommended to continue to renew the insurance with the existing insurance company.

Reputation and service of insurance company: If you are satisfied with the service of the existing insurance company and its reputation is good, renewal may be a better choice.

Insurance cost and discount: renewal of insurance may bring some discount, which is a factor to be considered.

Insurance clauses and coverage: Different insurance companies may have different insurance clauses and coverage.