Pension fund is a kind of securities investment fund, and its investment portfolio is constantly adjusted according to the age of the target holder of the fund. According to "Guidelines for Pension Target Securities Investment Funds (Trial)" issued by China Securities Regulatory Commission, it has a certain closed period, the shortest holding period is not less than 1 year, 3 years or 5 years, and the fund & must include & quot pension; "

Pension funds are mainly divided into target date funds and target risk funds, and their similarities are mainly to provide diversified professional portfolios through a single and simple investment method to meet the needs of investors in different life stages and achieve their goals.

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Is Alipay Pension Fund risky?

Alipay pension fund is risky. Pension funds are mainly divided into target date funds and target risk funds. Both of them operate in FOF mode, mainly investing in funds and avoiding direct investment in high-risk assets such as the stock market. Some pension funds are very common & quot fixed and open FOF funds & Quot operation, that is, a fixed and open redemption cycle, is risky.

Investors must pay attention to risks when investing in pension funds. If they don't have the ability to take risks, then don't buy pension funds. When you buy them, you can make a choice with reference to past performance.