Every bank and securities company has its own different regulations and characteristics. Let's talk about the general situation first

Advantages of fixed investment by banks:

1. Debit directly from the bank card;

Disadvantages:

1, the fund selection range is small, especially for small and medium-sized banks;

2. There is no handling fee discount.

Fixed investment of securities companies

Advantages:

1, there are many types of general funds, especially large companies;

2. There may be discounts on handling fees;

Disadvantages:

1. Before deduction, you need to transfer the money in the bank card to the fund account of the securities company.