The method of buying a house with provident fund is as follows: 1. To buy a house with provident fund, the applicant needs to bring the house purchase information, ID cards of both spouses, household register, marriage certificate, and loan application form to the provident fund management center to apply; 2. After approval, submit it to the entrusting bank and sign a loan

contract, mortgage contract; the borrower takes the other property rights certificate to the provident fund management center to issue a loan notice; and finally goes to the entrusted bank to handle the loan issuance procedures.

The materials that should be provided for housing provident fund loans are as follows: 1. Provident fund personal loan application approval form; 2. Applicant’s ID card or valid identity certificate; 3. Applicant’s spouse’s ID card or valid identity certificate; 4. Applicant’s auxiliary repayer

ID card or valid identity certificate; 5. Household register of the applicant, spouse, and auxiliary repayer; 6. Marriage certificate or marriage relationship certificate of the applicant; 7. Work status and income certificate of the applicant, spouse, and auxiliary repayer

; 8. Loan fund transfer authorization letter; 9. Commercial housing sales contract; 10. Commercial housing pre-sale license; 11. Provident fund account payment certificate.

Legal basis: Article 5 of the "Housing Provident Fund Management Regulations" Housing Provident Fund shall be used for the purchase, construction, renovation and overhaul of self-occupied housing by employees, and no unit or individual may misappropriate it for other purposes.