You can collect wealth management and conduct professional management.
We should all know that the risk of stocks is very high. Putting a lot of money into the stock market may turn into a bubble and make investors lose everything. However, the risk of the fund is really low. It can collect the funds of many investors and entrust fund managers to invest together, showing a feature of collective financial management. Fund investment is characterized by low risk and stable income. This kind of pooled funds is conducive to giving full play to the scale advantage of funds, thus reducing the cost risk of investment. And handing over the fund to a special person to manage it can also let many investors relax and not worry about the sharp decline of their foundation.
Low risk
We should all know that everyone can invest in stocks. Many people tried to speculate in stocks, but they all failed in the end. However, the fund is a wealth management product of portfolio investment, which can effectively spread risks. The scientific nature that funds can spread risks has been proved by modern investment science. Many small and medium-sized investors can't diversify their risks by buying stocks because of their small amount of funds, but funds can buy many kinds, so investors buying funds is equivalent to buying a lot of stocks with less funds, which can effectively diversify risks.
Information is very transparent.
We all know that stock investment is irregular, and no one can guarantee that this stock will definitely rise, so there is no regularity to explore the development of the stock market, but funds are different, and it is closely related to the development of the company. Moreover, the China Securities Regulatory Commission is also very strict in the management of the fund industry, cracking down on all kinds of behaviors that harm the interests of investors, and forcing funds to make full information disclosure, so the information of funds is very transparent.