Fund losses are common, but losses of 20 points are rare. In rare cases, investors will conduct various inspections and then decide whether to cut the meat and redeem it. If the market environment is not ideal, the fund will still lose 20 points.

Can a fund lose 20 points and return its capital?

Fund losses of 20 points can be recovered, but it still needs to be analyzed through the actual stock ups and downs. Especially when the market is good and there is no problem with the fund itself, the probability of the fund returning to its capital is greater. If the market is not good, the fund itself is not very good, and the probability of subsequent income is relatively small.

If investors have strong risk tolerance, they can choose to make up their positions at a low level when the market is good, and sell them when the fund rises in the later period to achieve the purpose of earning income. If the investor's risk tolerance is not strong and the fund itself is not good, when the loss reaches 20%, the investor can choose to sell. At this time, it is very important to stop loss in time. You can choose other funds with better fundamentals and wait for opportunities to enter.

The better the market situation, the greater the probability of investors returning to their capital; The worse the market conditions, the less likely investors will return to their capital. When the market is good, even if there is no way to return to the capital within a year or two, as long as the fund itself is fine, it can be returned sooner or later.