If when you buy this fund, you think it is a good entry point at the low point of the market, then the take profit point of the fund can be set a little higher, and the specific value needs to be determined according to different fund types. The average income or median of the reference fund is slightly higher than the profit-taking point slightly higher than this value. You can stop profit when you reach the stop profit point.
If the position of the fund is relatively high when it opens a position, it is necessary to appropriately reduce the take profit point, so as to control the risk more effectively. If the amount is small, such as a small fixed investment, the investment period can be completely extended, and the profit-taking point needs to be set higher, at least once every three to five years, and then determined according to the average income level of similar funds.
If you hold different fund types, the take profit of each fund is different. We can determine it according to the different volatility of different types of funds. The higher the volatility of the fund, the higher the profit-taking point can be set. The smaller the fluctuation, the smaller the take profit point. For example, a general partial stock fund can set a target rate of return of 20% to 30%. If it is a broad-based index fund, it should be set smaller, such as 15%.
As long as the overall quality of the fund you choose is good, the ranking can be in the upper middle position for a long time, and there is no essential change in the operation of the fund. There is no need to chase the ups and downs, set a reasonable profit-taking point, and achieve a certain degree of high throwing and low sucking through profit-taking.