The income of this money fund is very stable, and the daily income is about 1 yuan. You don't need to make a fixed investment. If you have money, you can deposit it directly. Its annual income (considering monthly compound interest) is about 3.88%, which exceeds the interest rate of 1 year fixed deposit. If you have money, you can deposit it directly without waiting for a fixed date. The starting point is 1 0,000 yuan.

If you want to make a fixed investment, it is recommended to engage in stock funds, bond funds and mixed funds. Their income is higher than that of the money fund, but there are risks, and the money fund has almost no risk.

Personally, I don't think it is necessary to make a fixed investment. Unless you don't spend money on self-control. My approach is to buy cash from Huaxia to increase income when I have spare money, as well as bond funds. According to my financial knowledge, the risk size: stock >; Bonds. You can go to official website to find historical income data of various funds and compare them yourself.