Many investors find that the newly bought fund has been deducted a large fee before making any money, so how much fee should be charged for buying the fund? What does the general handling fee include? How to pay less handling fees and reduce costs? Today, I will take you to understand the fund fees.

1, in-price fee

Including management fees, custody fees, sales service fees, etc. They are directly deducted from the fund assets, and the net value of the fund you see is automatically deducted. Generally speaking, there is a fair market rate for such in-price expenses, and most funds follow market practices.

2. Extra-price expenses

Including subscription, subscription fee and redemption fee, these fees are deducted from your account at one time when you buy or sell the fund, and are not included in the net value of the fund. At the same time, you can optimize the rate through your own operations.

How to reduce the handling fee?

1. Except for highly liquid funds, the subscription fee is inevitable under normal circumstances, but now many fund companies will discount the subscription fee, and investors can invest in such funds to reduce costs.

2. Increase the holding period. The redemption fee is charged according to the investor's holding period. Under normal circumstances, investors who have held the Fund for more than three years do not charge any redemption fees.

3. Sales service fees are basically paid by Class C funds. General foundations have saved this fee.

4. Custody fees, management fees, etc. It is the fees paid by investors to fund companies, which must be paid, and are generally collected by on-site funds and off-site index funds.

All the above opinions about the cost of buying funds are for reference only, and I hope they will help you. Warm reminder, financial management is risky and investment needs to be cautious.