Good Buy and Everyday Fund are both platforms for selling funds. In fact, they are both very good and belong to third-party consignment platforms. Tian Tian Fund is a subsidiary of Cai Dong, with strong information and low rate (generally 10% discount). Good buy funds are characterized by relatively accurate analysis of private equity funds, and private equity is very powerful. It has one-on-one service for high-end customers and chooses tailor-made products. Very intimate, Alipay's information is not as good as the first two, but the transaction is fast, no cards, and the transaction rates are basically 10% off, with a wide range of choices.
How to judge whether the fund is good or not?
1. Look at the fund unit net value and accumulated net value. The overall operation of this fund can be roughly judged from the unit net value and accumulated net value. Net unit value refers to total assets minus total liabilities and then divided by total fund share. Cumulative net value refers to the cumulative dividend and split amount based on the unit net value since the establishment of the Fund.
2. No matter what kind of fund, it has its own passing line, which is professionally called "performance comparison standard". The goal of most funds is to keep up with or exceed the comparison standard, which is considered as "through performance". You can choose to check regularly to see if the fund has underperformed the passing line, and you can roughly judge whether it is a bad fund. This passing line-"performance comparison standard" will be included in the fund's regular report. In the third-party fund platform, or fund official website, can be found.
3. The fund type is also an indicator to judge the quality of the fund. The risk of partial stock funds and equity funds is relatively small, and the risk of partial debt funds and bond funds is relatively low. You can see heavy stocks and bonds in the position of holding shares. It is best to have a moderate fund size.
4. The fund should be established for more than 3-5 years, and bulls and bears who have experienced the market can better see the performance of the fund.
5. You can see the annual rate of return in the annual account, and according to the situation of that year, you can see the performance of the fund in that year. 18 is a poor year for the overall performance of the fund, and the withdrawal amount of the fund is relatively large. If the withdrawal in that year can be maintained at a low level, it means that the fund manager is relatively stable.
Is the winning rate high?