Now the channels for buying funds have been diversified. Investors can purchase funds through banks, securities companies and other channels. Then some investors have doubts. Is there a difference between buying a fund in a bank and buying a fund in a securities company? The answer to this question is given below.

What is the difference between buying a fund in a bank and buying a fund in a securities company?

1, and the optional categories are different: the number of fund products sold by each bank outlet is not large, and new funds are mainly sold. Securities companies can buy more fund products.

2. Different purchase methods: most banks support counter purchase, online banking purchase and mobile banking purchase, and securities companies buy and sell through trading software. Investors can buy directly when they open an account, and they can check the changes of fund net value, profit and loss income in time, which is very convenient.

3. Service level: Generally, there is basically no follow-up service for purchasing funds in banks. There is a special research report on buying funds in securities companies for investors' reference.

Banks and securities companies belong to consignment funds, and the rates for purchasing funds on these two platforms are relatively high, and there is basically no discount. However, the rates for purchasing funds in fund companies are relatively low, and it is also cheaper to purchase funds on Internet consignment platforms, such as Alipay and Tian Tian Fund Network.

Finally, remind investors that the fund is risky and investment needs to be cautious.