(1) Integrated financial management and professional financial management. The fund collects the funds of many investors and entrusts the fund managers to invest together, showing a feature of collective financial management. (2) Portfolio investment spreads risks. (3) Enjoy the benefits and take risks. (4) Strict supervision and transparent information. (5) Independent storage to ensure safety. The fund manager is responsible for the investment operation of the fund and does not handle the custody of the fund property.