Obviously, your husband's situation is that he has spare money after work and caught up with the bull market of funds. I feel that according to the current rate of wealth accumulation, in the foreseeable future, financial freedom can be realized by the income after a sleep.
In my opinion, how much money you can earn, how much risk you have. The better the blueprint he plans, the more likely he is to fail. I don't know if my idea is out of date, but I really can't understand what he said when he saved enough money, he could stay at home and make a profit.
It is normal for a newcomer to the market to have unrealistic ideas, and the market will educate him.
Automatic investment plan (AIP) is called lazy financial management, and its value stems from a saying circulating on Wall Street: "It is more difficult to step on the market accurately than to catch a flying knife in the air." If you adopt the method of buying in batches, you will overcome the defects of buying and selling at one time, balance the cost and make yourself invincible in investment, that is, the fixed investment method.
Generally speaking, there are two ways of fund investment, single investment and regular quota. Because of the low starting point and simple method, the fund is also called "small investment plan" or "lazy financial management"